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The definition is essentially self-explanatory right up until the reader reaches limb (b). The "proficient employees rule" is surely an current Glossary definition, to which the FCA proposes no transform, and for most firms it means the rule at SYSC five.1.
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within the absence of a certain new prerequisite, the FCA appears to propose in sites that there is an existing obligation to evaluate such folks' Health and propriety – yet again, the origin and extent of this kind of obligation is unclear.